The Insurance Company Consistently Harasses You or Pressures You to Settle Quickly
Insurance companies are supposed to be challenging to negotiate. And they like it that way. They waste your time and give you nothing in return, especially if they’re dealing with you and not the experienced car wreck attorney you were wise to hire. Insurance companies are out to protect their interests: and do it at your expense. Those interests can be summarized in one simple prime directive: collect premiums and pay out as little as absolutely necessary. More about car accident law on this website
It’s their mantra. They’ll use adjusters to find ways to deny your claims: but they do it covertly. A sneaky adjuster may call you repeatedly, asking innocent-sounding questions about your wreck. They sound innocent enough. Adjusters frequently like to catch you in the evenings when you might be off your guard. The real purpose of these contacts is to induce you to say something to be used against you later to support their denial of your claims. Whatever you say to them will probably be recorded, so be on your guard if you decide to deal with them alone. Be very wary. Our car wreck injury clients know the best way to deal with insurance adjusters is to not deal with them. Adjusters don’t call our clients. They must call us instead. When adjusters can’t talk to you, they can’t twist your words around and use an innocent, offhand comment against you later on; at the worst possible time.
For any questions, feel free to call the Carabin Shaw Law Firm in San Antonio
Many other times, an insurance company will “suggest” that you settle your lawsuit for less than your claim is worth: often much less! Our Law Office encourages fair settlement offers and works hard for our clients when those opportunities arise. Accepting an unfair offer can devastate your legal rights. When you accept a settlement, you waive your right to sue the defendant for more compensation in the future should circumstances demand it. The one settlement is all that you will ever collect from the defendant. So it’s important not to accept an offer unless it’s fair and meets your actual financial needs, not just some of them. The only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of a car accident lawyer. Insurance companies know that many accident victims are strapped for cash and have hefty medical and auto repair bills that must be paid quickly. Perhaps they are also unable to work because of their injuries. So their income is used for ordinarily recurring monthly expenses. And this means there’s little – if any – money left over to pay those accident-related bills that keep coming in the mail: late notices and collection phone calls. Insurance companies strategy is to entice accident victims with small amounts of fast cash that might look good when bill collectors are climbing over them. As far as the big picture is concerned, is it the end of your financial distress? Hardly: the settlements you accept from an insurance company before you have a good lawyer to look them over rarely benefit you in the long run. But they’re always binding. Don’t let the defendant’s insurance company get away with compensating you less than your case deserves. Call an experienced car wreck attorney to learn what your case is worth to know whether the defendant’s offer is fair.